Miami, Florida, renowned for its electric energy and cultural diversity, is home to an exciting gem that captures the spirit of this vibrant city—Hello Miami. This dynamic destination not only reflects the eclectic mosaic of Miami's population but also serves as an exhilarating intersection of art, lifestyle, and community.
Hello Miami thrives in the heart of the city, offering a dazzling array of activities and experiences for locals and visitors alike. With its chic galleries and interactive installations, it presents modern art in a way that’s both accessible and
inspiring. Here, creativity is celebrated in vivid colors, striking forms, and innovative ideas, making it a must-visit for art enthusiasts and casual observers alike.
Beyond its artistic appeal, Hello Miami is also a beacon of community and connection. The inviting spaces encourage conversation and collaboration, hosting dynamic events that highlight the talents of Miami's culinary and musical
Discover the Vibrant
4 | HelloMiami, Florida • Summer Issue
Hello Miami, Florida • Summer Issue |5
Discover the Vibrant
scenes. Enjoy a flavorful bite from a pop-up kitchen while listening to live musical performances that echo the rich, rhythmic beats of Miami.
Whether you're a local seeking a new adventure or a traveler eager to explore the heartbeat of
Miami, Hello Miami offers an unforgettable blend of art, culture, and community that perfectly encapsulates the city’s lively essence. Embrace the spirit of Miami in all its...
Discover the Vibrant Pulse of Hello Miami!
Miami, Florida, renowned for its electric energy and cultural diversity, is home to an exciting gem that captures the spirit of this vibrant city—Hello Miami. This dynamic destination not only reflects the eclectic mosaic of Miami's population but also serves as an exhilarating intersection of art, lifestyle, and community.
Hello Miami thrives in the heart of the city, offering a dazzling array of activities and experiences for locals and visitors alike. With its chic galleries and interactive installations, it presents modern art in a way that’s both accessible and inspiring. Here, creativity is celebrated in vivid colors, striking forms, and innovative ideas, making it a must-visit for art enthusiasts and casual observers alike.
Beyond its artistic appeal, Hello Miami is also a beacon of community and connection. The inviting spaces encourage conversation and collaboration, hosting dynamic events that highlight the talents of Miami's culinary and musical scenes. Enjoy a flavorful bite from a pop-up kitchen while listening to live musical performances that echo the rich, rhythmic beats of Miami.
Whether you're a local seeking a new adventure or a traveler eager to explore the heartbeat of Miami, Hello Miami offers an unforgettable blend of art, culture, and community that perfectly encapsulates the city’s lively essence. Embrace the spirit of Miami in all its vibrant glory and let Hello Miami show you a side of the city that’s as engaging as it is enchanting.
Buildings Doing Recertification Financing
Recertification financing plays a critical role in maintaining the long-term viability of residential and commercial real estate, especially in regions where building certifications are required by local governments or regulatory authorities. This type of financing supports property owners in covering
the often substantial costs associated with mandated structural assessments and improvements.
In many jurisdictions, buildings that reach a certain age, often 30 to 40 years, are required to undergo a formal recertification process. This process typically includes
6 | HelloMiami, Florida • Summer Issue
Buildings Doing Recertification Financing
Recertification financing plays a critical role in maintaining the long-term viability of residential and commercial real estate, especially in regions where building certifications are required by local governments or regulatory authorities. This type of financing supports property owners in covering the often substantial costs associated with mandated structural assessments and improvements.
In many jurisdictions, buildings that reach a certain age, often 30 to 40 years, are required to undergo a formal recertification process. This process typically includes comprehensive inspections of the building's structural integrity and electrical systems, and in some areas, also includes plumbing, roofing, and fire safety compliance. Failing to meet the certification criteria can result in penalties or even condemnation of the property.
Recertification financing can ensure necessary improvements without undue financial pressure on the owner.
For residential property owners, especially those managing multi-unit buildings or condominiums, recertification can involve significant repair work. These might include structural reinforcements, electrical rewiring, or elevator modernization. In these cases, financing options tailored for recertification allow owners to spread the cost over time rather than resorting to large special assessments or reserve fund depletion.
Commercial property owners face similar challenges, but on a broader scale. Office buildings, retail centers, and mixed-use developments not only need to comply with recertification standards, but also must remain operational during upgrades to avoid disrupting tenants and revenue streams. Flexible recertification financing solutions can include interest-only periods, construction draws, and customized repayment structures to align with ongoing cash flow needs.
Lenders who offer recertification financing typically assess the scope of required improvements, the projected costs, and the value retention or appreciation expected post-completion. Borrowers should be prepared to provide inspection reports, contractor estimates, and a timeline for completion. In many cases, funds are disbursed in stages as work progresses, requiring periodic documentation and verification.
Understanding the importance of this financial tool is essential for any property owner with aging assets. The right financing plan not only supports compliance with safety codes and structural standards but also preserves the long-term value and functionality of the property.
Maintaining a building’s certification is not optional in many regions, and the financial planning behind it can determine whether a property remains viable or faces costly consequences.
David Bolton
property.
Recertification financing can ensure necessary improvements without undue financial pressure on the owner.
For residential property owners, especially those managing multi-unit buildings or condominiums, recertification can involve significant repair work. These might include structural reinforcements, electrical rewiring, or elevator modernization. In these cases, financing options tailored for recertification allow owners to spread the cost over time rather than resorting to large special assessments or reserve fund depletion.
Commercial property owners face similar...
comprehensive inspections of the building's structural integrity and electrical systems, and in some areas, also includes plumbing, roofing, and fire safety compliance. Failing to meet the certification criteria can result in penalties or even condemnation of the
Recertification financing can ensure necessary improvements without undue financial pressure on the owner.
About the Author
David Bolton is the CEO and President of Global Home Financing. David has over 40 years of financing experience and 25 years in mortgage banking. David’s mission is to serve his customers with honesty, integrity and competence.
HelloMiami, Florida • Summer Issue |7
The Magic City That Captivates Every Heart
*P*
Miami, Florida, is a city that pulses with vibrant energy every minute of the day. Known for its stunning coastline and thrilling nightlife, Miami offers a lifestyle that's both dynamic and inspiring. Whether you're strolling down the iconic Ocean Drive or soaking in the sun on its pristine beaches, Miami greets you with open arms and a smile.
*P*
This city is a cultural powerhouse, where diverse streetscapes reflect the heartbeat of the community. Little
Havana takes you on a colorful journey with its rhythmic salsa and delicious Cuban cuisine, while Wynwood Walls transports you into a world of creativity with its famous street art. Miami is a melting pot of cultures that creates a unique and harmonious tapestry.
*P*
With year-round sunshine and lush green parks, there's always an opportunity to enjoy the great outdoors. From boating on Biscayne Bay to picnicking at Bayfront Park, Miami makes it easy to embrace nature
Miami
8 | HelloMiami, Florida • Summer Issue
Hello Miami, Florida • Summer Issue |9
without leaving city life behind.
*P*
Education, healthcare, and technology sectors are thriving, and so is Miami's commitment to sustainability and innovation. It's a city that's always looking forward, inviting residents to be part of a bright future. Friendly neighborhoods and inclusive community spirit make Miami not just a place to live, but a place to love.
Miami
Miami: The Magic City That Captivates Every Heart
*P*
Miami, Florida, is a city that pulses with vibrant energy every minute of the day. Known for its stunning coastline and thrilling nightlife, Miami offers a lifestyle that's both dynamic and inspiring. Whether you're strolling down the iconic Ocean Drive or soaking in the sun on its pristine beaches, Miami greets you with open arms and a smile.
*P*
This city is a cultural powerhouse, where diverse streetscapes reflect the heartbeat of the community. Little Havana takes you on a colorful journey with its rhythmic salsa and delicious Cuban cuisine, while Wynwood Walls transports you into a world of creativity with its famous street art. Miami is a melting pot of cultures that creates a unique and harmonious tapestry.
*P*
With year-round sunshine and lush green parks, there's always an opportunity to enjoy the great outdoors. From boating on Biscayne Bay to picnicking at Bayfront Park, Miami makes it easy to embrace nature without leaving city life behind.
*P*
Education, healthcare, and technology sectors are thriving, and so is Miami's commitment to sustainability and innovation. It's a city that's always looking forward, inviting residents to be part of a bright future. Friendly neighborhoods and inclusive community spirit make Miami not just a place to live, but a place to love.
A Beacon of Innovation and Compassion
Miami, Florida, is not only a hub for vibrant cultural diversity and stunning shorelines, but it’s also making waves in the field of healthcare. Home to some of the most prestigious medical institutions and research facilities in the nation, Miami’s healthcare landscape is a beacon of innovation. With cutting-edge hospitals like the University of Miami Health System and the acclaimed Jackson Health System setting benchmarks in medical excellence, residents and visitors alike are assured of top-tier medical care.
What sets Miami apart is its commitment to personalized and
compassionate care. The city boasts a multilingual healthcare workforce that embraces its cultural diversity, ensuring inclusivity and understanding across language barriers. Whether it’s groundbreaking cancer treatments or world-class pediatric care, Miami’s healthcare professionals deliver with empathetic precision, creating patient-centric experiences that embody warmth and
Miamian Healthcare
10 | HelloMiami, Florida • Summer Issue
Hello Miami, Florida • Summer Issue |11
Miamian Healthcare
expertise.
Furthermore, the city is at the forefront of employing advanced technology, integrating digital health solutions that enhance patient experiences and streamline operations. Initiatives promoting health and wellness, like community
outreach programs, encourage a healthy lifestyle for all residents, emphasizing prevention and education.
Miami’s healthcare industry not only exemplifies excellence and...
Miamian Healthcare: A Beacon of Innovation and Compassion
Miami, Florida, is not only a hub for vibrant cultural diversity and stunning shorelines, but it’s also making waves in the field of healthcare. Home to some of the most prestigious medical institutions and research facilities in the nation, Miami’s healthcare landscape is a beacon of innovation. With cutting-edge hospitals like the University of Miami Health System and the acclaimed Jackson Health System setting benchmarks in medical excellence, residents and visitors alike are assured of top-tier medical care.
What sets Miami apart is its commitment to personalized and compassionate care. The city boasts a multilingual healthcare workforce that embraces its cultural diversity, ensuring inclusivity and understanding across language barriers. Whether it’s groundbreaking cancer treatments or world-class pediatric care, Miami’s healthcare professionals deliver with empathetic precision, creating patient-centric experiences that embody warmth and expertise.
Furthermore, the city is at the forefront of employing advanced technology, integrating digital health solutions that enhance patient experiences and streamline operations. Initiatives promoting health and wellness, like community outreach programs, encourage a healthy lifestyle for all residents, emphasizing prevention and education.
Miami’s healthcare industry not only exemplifies excellence and innovation but also thrives on a foundation of community and care, making it a shining example of how modern healthcare should be.
12 | HelloMiami, Florida • Summer Issue
A Vibrant Mosaic of Opportunity
Miami, Florida, is renowned for its energetic cultural scene and captivating coastal vistas, but it also shines brightly in the realm of education. The city stands as a beacon of innovation, blending diverse influences into its academic
landscape, heralding endless possibilities for learners of all ages. Miami’s educational institutions weave together traditional principles and modern technologies, crafting a learning environment that is as dynamic as the city itself.
Undoubtedly, Miami-Dade County Public Schools, the fourth-largest district in the United States, epitomize diversity and opportunity. Here, students have access to a plethora of specialized programs,
Education in Miami
Hello Miami, Florida • Summer Issue |13
from STEM and arts education to International Baccalaureate offerings. The district's dedication to inclusion can be seen in its embrace of bilingual education, setting students up for success in a globally connected world.
Beyond the K-12 spectrum, Miami boasts esteemed higher education institutions like the University of Miami and Florida International University. These universities attract a global community of
scholars, fostering an environment of research and discovery. With a strong emphasis on real-world application, students graduate ready to make a significant impact on the world.
In Miami, education is not merely a path to a degree; it's a vibrant journey where every student becomes a multifaceted individual, ready to thrive in an ever-evolving society.
Education in Miami
Education in Miami: A Vibrant Mosaic of Opportunity
Miami, Florida, is renowned for its energetic cultural scene and captivating coastal vistas, but it also shines brightly in the realm of education. The city stands as a beacon of innovation, blending diverse influences into its academic landscape, heralding endless possibilities for learners of all ages. Miami’s educational institutions weave together traditional principles and modern technologies, crafting a learning environment that is as dynamic as the city itself.
Undoubtedly, Miami-Dade County Public Schools, the fourth-largest district in the United States, epitomize diversity and opportunity. Here, students have access to a plethora of specialized programs, from STEM and arts education to International Baccalaureate offerings. The district's dedication to inclusion can be seen in its embrace of bilingual education, setting students up for success in a globally connected world.
Beyond the K-12 spectrum, Miami boasts esteemed higher education institutions like the University of Miami and Florida International University. These universities attract a global community of scholars, fostering an environment of research and discovery. With a strong emphasis on real-world application, students graduate ready to make a significant impact on the world.
In Miami, education is not merely a path to a degree; it's a vibrant journey where every student becomes a multifaceted individual, ready to thrive in an ever-evolving society.
Hometown Heroes celebrates the brave men and women from Miami who answered the call to serve. They left their homes, families, and communities to defend our freedoms. They brought with them the values of their upbringing, woven into the fabric of the communities they cherished. Across generations, these heroes stood united, embodying courage, sacrifice, and a love of country that knows no bounds. Whether on land, sea, or in
the skies, they carried the spirit of their hometowns with them, facing challenges with unyielding resolve and selflessness. We honor their service, their legacy, and the communities that raised them. Today, we remember not just their dedication but the strength and unity that bind us all as Americans. Their stories are our stories, a testament to the enduring spirit of the United States and the bonds that make us strong.
Hometown Heroes
16 | HelloMiami, Florida • Summer Issue
Hometown Heroes
Hometown Heroes celebrates the brave men and women from Miami who answered the call to serve. They left their homes, families, and communities to defend our freedoms. They brought with them the values of their upbringing, woven into the fabric of the communities they cherished. Across generations, these heroes stood united, embodying courage, sacrifice, and a love of country that knows no bounds. Whether on land, sea, or in the skies, they carried the spirit of their hometowns with them, facing challenges with unyielding resolve and selflessness. We honor their service, their legacy, and the communities that raised them. Today, we remember not just their dedication but the strength and unity that bind us all as Americans. Their stories are our stories, a testament to the enduring spirit of the United States and the bonds that make us strong.
Proudly Partnering with the National League of Cities and the U.S. Conference of Mayors
At HelloNation, we are honored to serve as America’s Video Magazine, bringing to life the stories of over 40,000 towns and cities across the country. Our mission is to celebrate the vibrancy, culture, and opportunities in every community, creating a digital platform that informs, inspires, and connects residents, businesses, and newcomers alike.
We are deeply proud to have the support and endorsement of two of the
nation’s most respected organizations: the National League of Cities (NLC) and the U.S. Conference of Mayors. Through their partnership, the NLC and the U.S. Conference of Mayors affirm their confidence in HelloNation’s vision and our shared belief in the power of storytelling to highlight the unique character of each community.
Their words underscore the importance of our mission: to make every town and city visible on the national stage, highlighting what makes each one special and worth exploring. Together, with the National League of Cities and the U.S. Conference of Mayors, we are committed to ensuring that every community in America has a voice and a platform to shine. Thank you for supporting our journey as we bring local stories to life, one video at a time.
These influential entities advocate tirelessly on behalf of America’s cities, towns, and villages, representing every community and ensuring their voices are heard on a national scale.
HelloNation
22 | HelloRochester, New York • Spring Issue
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HelloRochester, New York • Spring Issue |23
These influential entities advocate tirelessly on behalf of America’s cities, towns, and villages, representing every community and ensuring their voices are heard on a national scale.